Understanding NJ Home-Selling Fees (And How to Save with a Cash Sale)

Understanding NJ Home-Selling Fees (And How to Save with a Cash Sale)

What Monmouth County Homeowners Actually Pay When Selling

Selling a home in New Jersey costs more than most people expect. Between commissions, closing costs, and transfer taxes, the fees add up quickly. For homeowners in Aberdeen, Matawan, and Hazlet, understanding these costs—and how to reduce them—can mean thousands more in your pocket.

The Real Costs of Selling in New Jersey

Here's what Monmouth County sellers typically pay:

  • Realtor Commissions: 5-6% of sale price (on a $400,000 home, that's $20,000-$24,000)
  • Transfer Tax (Seller's Portion): Approximately 1% of sale price
  • Closing Costs: 1-3% including attorney fees, title insurance, and recording fees
  • Repair Credits: Many buyers negotiate $5,000-$15,000 in credits after inspection
  • Staging and Prep: $2,000-$5,000 for professional staging and photography

On that $400,000 Holmdel or Middletown home, you could easily pay $35,000-$50,000 in total selling costs.

How Doorifi Reduces Your Costs

Selling directly to Doorifi eliminates most of these fees:

  1. Zero Commission: Doorifi charges no realtor commission. We're the buyer, not a broker.
  2. No Hidden Fees: The offer amount is what you receive at closing—no surprises.
  3. No Repair Credits: We buy as-is, so you won't negotiate away thousands after inspection.
  4. No Staging Costs: Skip the professional photos and staged furniture. We're already sold on buying.

Net Proceeds Comparison

Let's compare for a $400,000 Old Bridge home:

Traditional Sale:

  • Sale Price: $400,000
  • Less Commission (6%): -$24,000
  • Less Closing Costs (2%): -$8,000
  • Less Repair Credits: -$10,000
  • Net Proceeds: ~$358,000

Doorifi Cash Sale:

  • Offer: $385,000
  • Less Minimal Closing: -$2,000
  • Net Proceeds: ~$383,000

Even with a slightly lower offer, the Monmouth County seller nets more through Doorifi.

Know Your Numbers

Before listing traditionally, get a Doorifi offer and run the comparison for yourself. For Keyport, Manalapan, and Freehold homeowners, the math often favors the simpler path.

Get your free, no-obligation offer from Doorifi today—and see exactly what you'd net.

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